Application Overview

Thank you for your interest in one of our many homes available today! We are excited to help you find and move into a new fabulous home. To make your move as quick and easy as possible, please read through our Pre-Qualification process prior to applying.

***Application fees are non refundable***

• All of our homes are first come first serve. To begin processing your application we need to have proof of income, rental history information, picture of your drivers license or photo ID  and picture of your pet if applicable (see below for details).  Email toLisa@astephome.com, text to 317-912-1145 or fax to 317-912-1493.
• Sorry we DO NOT ACCEPT section 8 vouchers
• Amount of security deposit is based on credit approval
• The longest you can postpone your move in date is 14 days from the date your application is approved.
• Applications are good for 14 days after approval. After that, an applicant must re-apply.
• Occupancy Guidelines: The maximum occupancy is two (2) persons per bedroom, plus one additional person per home. (Subject to change with local laws and ordinances)
• Falsification of any information on an application may result in Applicant’s automatic denial. If an Applicant is denied for falsifying paperwork, Landlord may retain all deposits and fees paid.

All homes are first come first serve and you must have an approved application, payment of the security deposit in full and a signed lease to secure a home.

Our application process can take as little as 48 hours if you provide all of the required information below. Keep in mind – We cannot process an application until the application fee is paid and we have all supporting application documentation (see below for details).

Application & Approval Requirements:

Application Fee: An Application fee of $60.00 for each adult (over 18 Years old) in the house is required. App Fee must be paid prior to the application being processed. The app fee is paid during the final step of the online application online with a debit or credit card (no other payment method accepted).

Income Requirements: Applicant(s) must have Net Household Income of at least 3 times the monthly rent rate.
Example: Rent is $700.00 a month we require you to net (“take home”) $2,100.00 a month (Verifiable Income Only). In addition to normal wages we also accept SSI, Disability, retirement pensions, child support and other verifiable income. Unemployment payments, student loans, and food stamps are not accepted as income.

Evictions: Applicant(s) must not have any eviction filings on record (No Exceptions). Pay & Stay evictions count as evictions if they show up on your screening report.

Prior Rental History: Applicant(s) must not have open judgments from any previous landlord or apartment. Previous 12 months rental history required.

Criminal History: Applicant(s) must not have any record of sex crime, drug related, violent felonies or an extensive criminal history. All Felonies must be at least 10 years old. Time restrictions may apply to any other misdemeanors, felonies or convictions. Please call our office prior to applying.

Credit History: A credit report will be obtained on all applicants to verify credit ratings. Income, rental history, and credit history will be obtained to determine rental eligibility and security deposit levels. There are three screening results: approval, approval with extra deposit, or denial. Unfavorable accounts which will negatively influence this score include, but are not limited to: inquiries, collections, foreclosures, charge-off, repossession, absence of credit, and current delinquency. Debt to a previous landlord and open bankruptcies will result in an automatic denial of the application. Depending upon the screening result, an extra deposit of half to a full month’s rent may be required subject to local or state laws.

Guarantors: Guarantors will be accepted for applicants who do not meet the required rent-to-income ratio or credit denials. Only one (1) guarantor per home is permissible. The Guarantor must complete an application and pay the application fee. Guarantors must have a net (after taxes) monthly income of four (4) times the monthly market rent and meet all other qualifying criteria identified in this screening policy. The Guarantor will be required to sign the lease as a Leaseholder. Guarantors may be relatives or an employer; friends may not serve as a Guarantor.

Items needed to process your application:

• Proof of Income: 30 days of most recent Paycheck Stubs, Awards Letters, (SSI, SSD,) Child Support. All submissions need current dates and names posted on them. 30 days worth of proof of income (1 full month of paycheck stubs).
• If self employed – two years of most recent tax returns and 3 months of bank statements showing income deposits.
• If you receive any other sources of income (Social Security, disability, child support) provide the awards letter or court documents supporting the income as well as 3 months of bank statements showing the deposits.
• Applicants starting a new job may be required to provide an Offer Letter on employer letterhead confirming start date, applicant name, and compensation terms.

If you have a pet please send over a picture of each pet.

Copy of Government Issued ID of everyone over the age of 18 living in the home. ID used for Identification verification purposes only. Verifiable SSN or TIN required

All income items can be faxed to 317.912.1493, emailed to lisa@astephome.com texted to 317-912-1145.

*All Applications are subject to final approval by A Step Ahead Management and the property owner.